…And Jim Marrs, this week’s Dreamland host and author of "The Trillion Dollar Conspiracy," ought to know! Banks aren’t just giving you credit scores, they are issuing their customers "bank-depositor behavior score," based on your bank balances, deposit records and withdrawal activity. Banks are nervous about making loans, so they are checking out applicants carefully first by looking at your buying habits and your records of rent, utility and credit card payments. And if you pay your rent in cash, you may look like a deadbeat to your bank.read more